LINE BK
LINE x KBank social banking.
- Who holds it
- A sponsor bank behind the brand — not the app you signed up with — JV on KBank license.
- The ledger
- Split between a program manager and the sponsor bank — the modular setup that broke in Synapse.
- If it fails
- Any claim runs through the sponsor bank, and only works if the two ledgers reconcile.
Derived from LINE BK’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| HQ | Bangkok, TH |
| Founded | 2020 |
| Custody | Custodial |
| Regulation type | Partner-bank model |
| License detail | JV on KBank license |
| Card | Visa · Debit |
| Yield | Special-rate savers |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Asia |
Verified links: official site ↗
Common questions about LINE BK
What is LINE BK?
LINE BK is a fiat neobank, headquartered in Bangkok, TH and founded in 2020. Your money is held custodially, so LINE BK or its partner bank holds the balance and you hold a claim on it. It operates on a partner-bank model (JV on KBank license).
Does LINE BK have a card, and where can you use it?
It issues a Visa debit card. It is available in Asia.
Does LINE BK require KYC?
Yes. LINE BK requires identity verification (KYC) to open an account, as a partner-bank model.
What does LINE BK cost?
From the verified fields: yield Special-rate savers. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with LINE BK before relying on them.
Peers
Wise · KakaoBank · WeBank · bKash · Maya · GCash
LINE BK appears in
Neobanks running on someone else’s banking license (81) · Neobanks available in Asia (132) · Neobanks that issue a Visa card (182)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.