Moniepoint alternatives
short answerThe closest alternatives to Moniepoint are OPay, AllScale and PalmPay. All are neobanks operating in Africa for SMB & startups, comparable to Moniepoint on custody, licence, cards, fees and FX — compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| OPay | traditional | Lagos, NG | 60M users (2024) | directory → |
| AllScale | web3-native | — | — | directory → |
| PalmPay | traditional | Lagos, NG | 35M users (2025) | directory → |
| Wise | traditional | London, UK | 19M customers (FY26) | directory → |
| TymeBank | traditional | Johannesburg, ZA | 10M customers (2024) | directory → |
| Phantom | web3-native | San Francisco, US | 15M MAU (2025) | directory → |
| Bank Zero | traditional | Johannesburg, ZA | — | directory → |
| Discovery Bank | traditional | Johannesburg, ZA | — | directory → |
go deeperBack to the Moniepoint profile, ask who owns Moniepoint?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.