PaySika

traditional · Douala, CM · est. 2020 · open in the directory →

Two Cameroonian engineers who met in French engineering school built the region's first chatbot neobank — a 2020 pilot hit 275% month-over-month growth with zero marketing; now in Visa's Fast Track programme.

Chatbot-first neobank for francophone Africa — free Visa cards managed from WhatsApp, Messenger or Telegram; issued with Ecobank Cameroon.

The facts

Category	traditional · underbanked
HQ	Douala, CM
Founded	2020
Custody	Custodial
Regulation type	Other / mixed
Licence detail	Cards issued by Ecobank Cameroon under Visa licence; PaySika Holding registered in France
Card	Visa · Prepaid (virtual + physical)
Stablecoins	No
KYC	Yes
Active regions	Africa
Countries	Cameroon, Côte d'Ivoire
Founders	Roger Nengwe Ntafam, Stezen Bisselou-Nzengue
Funding	~$350K pre-seed (2021); Oui Capital's first Cameroon investment (2025)

Verified links: official site ↗ · terms ↗ · @Paysika_Afrique ↗

Early investors

Notable venture and strategic investors from PaySika's publicly disclosed funding rounds (~$350K pre-seed (2021); Oui Capital's first Cameroon investment (2025)).

Oui Capital ↗

comparePut PaySika side by side with any of the other 373 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.

Peers

Wise · TymeBank · OPay · PalmPay · Bank Zero · Discovery Bank

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.