Flouci
Tunisia's financial super-app by Kaoun — free bank account + wallet with the first e-KYC and home-delivered card in the country.
Tunisia's digital-banking super-app; BCT sandbox; 250K+ accounts.
The facts
| Category | traditional · underbanked |
| HQ | Tunis, TN |
| Founded | 2018 |
| Custody | Custodial |
| Regulation type | Other / mixed |
| Licence detail | Partner-bank model — BCT regulatory sandbox (1st cohort, 2020); not a bank |
| Card | Visa · Debit (physical + virtual) |
| Yield | ~7% savings account |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Africa |
| Countries | Tunisia |
| Founders | Nebras Jemel, Anis Kallel, Rostom Bouazizi (Kaoun) |
| Funding | ~$2M raised |
Verified links: official site ↗ · terms ↗ · privacy ↗
Early investors
comparePut Flouci side by side with any of the other 357 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Wise · TymeBank · OPay · PalmPay · Bank Zero · Discovery Bank
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.