Monzo alternatives
short answerRanked by how closely they match Monzo on structure — custody, license type, card and overlapping markets — the nearest alternatives in the dataset are Kroo, Starling Bank and Atom Bank, which share the same traditional model, custodial custody and the same license type (Licensed bank); all three are available in Europe. This is a similarity ranking from verified fields, not a popularity list or an editorial pick — all 8 peers are compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Kroo | traditional | London, UK | — | directory → |
| Starling Bank | traditional | London, UK | — | vs Monzo → |
| Atom Bank | traditional | Durham, UK | — | directory → |
| buddybank | traditional | Milan, IT | — | directory → |
| bunq | traditional | Amsterdam, NL | — | directory → |
| Enpara | traditional | Istanbul, TR | — | directory → |
| Fortuneo | traditional | Brest, FR | — | directory → |
| indó | traditional | Reykjavík, IS | — | directory → |
go deeperBack to the Monzo profile, ask who owns Monzo?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.