SurfCash
The anti-card thesis: nomads in Vietnam, Thailand and Brazil don't need Visa — they need VietQR, PromptPay and Pix, which cards can't touch. SURF token-governed.
USDC → VietQR/PromptPay/PIX in ~10s; 0.5% fee; the rails cards can't touch.
The facts
| Category | web3-native · travel & digital nomads |
| HQ | — |
| Founded | 2025 |
| Custody | Self-custodial |
| Regulation type | Self-custodial software |
| Licence detail | Self-custodial (BVI entity); decentralized protocols + licensed local partners; Circle Alliance |
| Card | No card |
| Yield | Up to 15% (Perena) |
| Stablecoins | Yes |
| KYC | No |
| Active regions | Asia |
Verified links: official site ↗
comparePut SurfCash side by side with any of the other 364 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Phantom · MiniPay · MetaMask · Solflare · Rainbow · Xverse
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.