SurfCash alternatives
short answerThe closest alternatives to SurfCash are Wise, Karta and Fizen. All are neobanks operating in Asia for travel & digital nomads, comparable to SurfCash on custody, licence, cards, fees and FX — compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Wise | traditional | London, UK | 19M customers (FY26) | directory → |
| Karta | web3-native | Redwood City, US | — | vs SurfCash → |
| Fizen | web3-native | Ho Chi Minh, VN | — | vs SurfCash → |
| WeBank | traditional | Shenzhen, CN | 400M customers (2024) | directory → |
| PhonePe | traditional | Bengaluru, IN | 200M MAU (2025) | directory → |
| GCash | traditional | Manila, PH | 94M users (2024) | directory → |
| bKash | traditional | Dhaka, BD | 70M users (2024) | directory → |
| Revolut | hybrid crypto | London, UK | 50M customers (2025) | directory → |
go deeperBack to the SurfCash profile, ask who owns SurfCash?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.