SurfCash alternatives
short answerRanked by how closely they match SurfCash on structure — custody, license type, card and overlapping markets — the nearest alternatives in the dataset are Fizen, Startale and MiniPay, which share the same web3-native model, self-custodial custody and the same license type (Self-custodial software); all three are available in Asia. This is a similarity ranking from verified fields, not a popularity list or an editorial pick — all 8 peers are compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Fizen | web3-native | Ho Chi Minh, VN | — | vs SurfCash → |
| Startale | web3-native | Singapore, SG | — | directory → |
| MiniPay | web3-native | Oslo, NO | 10M wallets (2025) | directory → |
| Phantom | web3-native | San Francisco, US | 15M MAU (2025) | directory → |
| Daimo | web3-native | New York, US | — | directory → |
| Exodus | web3-native | Omaha, US | — | directory → |
| Karta | web3-native | Redwood City, US | — | vs SurfCash → |
| Peanut | web3-native | Zug, CH | — | directory → |
go deeperBack to the SurfCash profile, ask who owns SurfCash?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.