Till Financial
Family banking for kids' smart spending.
- Who holds it
- A sponsor bank behind the brand — not the app you signed up with — Partner bank (Coastal Community Bank); FDIC pass-through; Visa debit cards.
- The ledger
- Split between a program manager and the sponsor bank — the modular setup that broke in Synapse.
- If it fails
- Any claim runs through the sponsor bank, and only works if the two ledgers reconcile.
Derived from Till Financial’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional · gen alpha · kids & family |
| HQ | Boston, US |
| Founded | 2018 |
| Custody | Custodial |
| Regulation type | Partner-bank model |
| License detail | Partner bank (Coastal Community Bank); FDIC pass-through; Visa debit cards |
| Card | Visa · Debit |
| Stablecoins | No |
| KYC | Yes |
| Active regions | North America |
Verified links: official site ↗
Common questions about Till Financial
What is Till Financial?
Till Financial is a fiat neobank built for gen alpha · kids & family, headquartered in Boston, US and founded in 2018. Your money is held custodially, so Till Financial or its partner bank holds the balance and you hold a claim on it. It operates on a partner-bank model (Partner bank (Coastal Community Bank); FDIC pass-through; Visa debit cards).
Does Till Financial have a card, and where can you use it?
It issues a Visa debit card. It is available in North America.
Does Till Financial require KYC?
Yes. Till Financial requires identity verification (KYC) to open an account, as a partner-bank model.
Head-to-head
Till Financial vs Greenlight · Till Financial vs Copper
Peers
Chime · Wise · Varo · Current · SoFi · Ally Bank
Till Financial appears in
Neobanks running on someone else’s banking license (81) · Neobanks available in North America (126) · Neobanks for kids and family (7) · Neobanks that issue a Visa card (182) · Neobanks in United States (66)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.