TNEX
MSB's Gen-Z digital bank.
- Who holds it
- The company itself — it holds a full banking licence — Operates under Maritime Bank's (Vietnam) banking license as its digital bank.
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from TNEX’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional · gen z & students |
| HQ | Hanoi, VN |
| Founded | 2020 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Operates under Maritime Bank's (Vietnam) banking license as its digital bank |
| Card | No card |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Asia |
Verified links: official site ↗
Common questions about TNEX
What is TNEX?
TNEX is a fiat neobank built for gen z & students, headquartered in Hanoi, VN and founded in 2020. Your money is held custodially, so TNEX or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Operates under Maritime Bank's (Vietnam) banking license as its digital bank).
Does TNEX have a card, and where can you use it?
It issues no card of its own. It is available in Asia.
Does TNEX require KYC?
Yes. TNEX requires identity verification (KYC) to open an account, as a licensed bank.
Peers
Wise · KakaoBank · WeBank · bKash · Maya · GCash
TNEX appears in
Neobanks that hold their own banking license (132) · Neobanks available in Asia (132) · Neobanks for gen z and students (8) · Neobanks with no card of their own (67) · Neobanks in Vietnam (6)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.