Neobanks in Vietnam
These 6 are headquartered in Vietnam — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 3 products in Vietnam so far, out of 368 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
The 6 based in Vietnam
| neobank | type | hq | custody | licence / structure | reported users |
|---|---|---|---|---|---|
| Cake | traditional | Ho Chi Minh, VN | Custodial | Partner: VPBank | — |
| Fizen | web3-native | Ho Chi Minh, VN | Self-custodial | Self-custodial software | — |
| MoMo | traditional | Ho Chi Minh City, VN | Custodial | Intermediary payment services / e-wallet licence from State Bank of Vietnam; mobile money super-app | — |
| Timo | traditional | Ho Chi Minh, VN | Custodial | Partner: Ban Viet Bank | — |
| TNEX | traditional | Hanoi, VN | Custodial | Operates under Maritime Bank's (Vietnam) banking licence as its digital bank | — |
| ZaloPay | traditional | Ho Chi Minh City, VN | Custodial | Licensed payment institution (SBV intermediary payment services licence 04/GP-NHNN); Zion/VNG e-wallet | — |
Also verified as available in Vietnam
3 more products are verified as available to customers in Vietnam without being based there. This list is as complete as the availability field, which is to say partial.
| neobank | type | hq | custody | licence / structure | reported users |
|---|---|---|---|---|---|
| Strike | hybrid | Chicago, US | Custodial | Money transmitter licences + NY BitLicense (NYDFS, 2026); Zap Solutions, Inc. | — |
| SurfCash | web3-native | — | Self-custodial | Self-custodial (BVI entity); decentralized protocols + licensed local partners; Circle Alliance | — |
| Aspire | traditional | Singapore, SG | Custodial | MPI (MAS) | — |
Common questions
Neobanks in Vietnam: how many are there?
6 of the 368 neobanks tracked here are headquartered in Vietnam. Every entry is verified active and listed on this page with its custody model, licence detail and the regions it serves.
Which neobanks in Vietnam are the largest?
Not answerable from public data: only 0 of these 6 disclose a user figure at all. The list below is therefore not a ranking, and anyone presenting one for this category is guessing.
How is this list of neobanks in Vietnam built?
These 6 are headquartered in Vietnam — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 3 products in Vietnam so far, out of 368 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Related
Neobanks in United States (63) · Neobanks in United Kingdom (29) · Neobanks in Germany (8) · Neobanks in France (11) · Neobanks in Brazil (10) · Neobanks in Argentina (9) · Neobanks in Mexico (11) · Neobanks in Colombia (7)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.