Up alternatives
short answerThe closest alternatives to Up are Revolut, Phantom and Douugh. All are neobanks operating in Oceania, comparable to Up on custody, licence, cards, fees and FX — compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Revolut | hybrid crypto | London, UK | 50M customers (2025) | directory → |
| Phantom | web3-native | San Francisco, US | 15M MAU (2025) | directory → |
| Douugh | traditional | Sydney, AU | — | directory → |
| WeBank | traditional | Shenzhen, CN | 400M customers (2024) | directory → |
| PhonePe | traditional | Bengaluru, IN | 200M MAU (2025) | directory → |
| Nubank | traditional | São Paulo, BR | 131M customers (2025) | directory → |
| PicPay | traditional | São Paulo, BR | 58M users (2024) | directory → |
| Crypto.com | hybrid crypto | Singapore, SG | — | directory → |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.