Bybit Card vs OKX Card
short answerBoth are hybrid neobanks with similar positioning — the real differences are FX markup, fees, license and geography, compared field by field below.
Bybit Card: Trader-focused; caps lower effective rates.
OKX Card: Best rates for active OKX users.
Side by side
| Bybit Card | OKX Card | |
|---|---|---|
| Category | hybrid | hybrid |
| Audience | general | general |
| HQ | Dubai, AE | — |
| Founded | 2018 | 2017 |
| Custody | Custodial | Custodial |
| Regulation | VASP / MSB / crypto licenses | MiCA CASP (EU) |
| License detail | VARA (Dubai) + regional | VARA, MiCA (Malta) |
| Card | MC · Debit | Visa · Debit |
| Cashback | Up to 10% campaigns | Up to 5% |
| Yield | Earn | Earn |
| FX markup | Region-dependent FX on Mastercard rate: EEA 0.5%, AU 1%, BR 1.5%, APAC/MX 2%, AR 7%; +0.9% if crypto-funded (2026-07) | — |
| Services | crypto-settled card, virtual cards | crypto-settled card, virtual cards |
| Stablecoins | Yes | Yes |
| KYC | Yes | Yes |
| Regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Reported users | — | — |
go deeperFull profiles: Bybit Card · OKX Card — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.