Krak
Kraken's move from exchange to money app: spend, yield and P2P Kraktags on one balance.
Kraken's consumer money app.
The facts
| Category | hybrid |
| HQ | San Francisco, US |
| Founded | 2025 |
| Custody | Custodial |
| Regulation type | MiCA CASP (EU) |
| Licence detail | US state licences; MiCA (EU) |
| Card | MC · Debit |
| Cashback | Spend rewards |
| Yield | Yield incl. stables |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Countries | United States, European Union, United Kingdom, Canada, Australia |
| Founders | Kraken |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @krak ↗
comparePut Krak side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Revolut · Cash App · Mercado Pago · Mogo · Venmo · Robinhood
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.