OKX Card
Best rates for active OKX users.
- Who holds it
- A licensed crypto-asset custodian holds the assets on your behalf — VARA, MiCA (Malta).
- The ledger
- The custodian’s books, reconciled against on-chain balances.
- If it fails
- Recovery hinges on the custodian’s solvency and how cleanly client assets are segregated.
Derived from OKX Card’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | hybrid |
| AI | banking for AI agents |
| HQ | — |
| Founded | 2017 |
| Custody | Custodial |
| Regulation type | MiCA CASP (EU) |
| License detail | VARA, MiCA (Malta) |
| Card | Visa · Debit |
| Cashback | Up to 5% |
| Yield | Earn |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Founders | Star Xu |
| Services | crypto-settled card · virtual cards |
Verified links: official site ↗
Common questions about OKX Card
What is OKX Card?
OKX Card is a fiat-and-crypto neobank, founded in 2017. Your money is held custodially, so OKX Card or its partner bank holds the balance and you hold a claim on it. It is regulated as a MiCA CASP (EU) (VARA, MiCA (Malta)).
Does OKX Card have a card, and where can you use it?
It issues a Visa debit card. It is available in all 7 world regions tracked here.
Does OKX Card require KYC?
Yes. OKX Card requires identity verification (KYC) to open an account, as a mica casp (eu).
What does OKX Card cost?
From the verified fields: cashback Up to 5%; yield Earn. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with OKX Card before relying on them.
Head-to-head
Peers
Revolut · Cash App · Mercado Pago · Mogo · Venmo · Robinhood
OKX Card appears in
Neobanks authorised as crypto-asset service providers under MiCA (8) · Neobanks available in North America (126) · Neobanks available in Europe (144) · Neobanks available in Asia (132) · Neobanks available in Oceania (72) · Neobanks available in Latin America (113) · Neobanks available in Africa (92) · Neobanks available in MENA (85) · Neobanks that issue a Visa card (182)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.