Crypto.com vs Coinbase Card
short answerBoth are hybrid neobanks with similar positioning — the real differences are FX markup, fees, license and geography, compared field by field below.
Crypto.com: Tiered staking-gated cards; 90+ countries.
Coinbase Card: Exchange card + new Amex One Card; Base builder.
Side by side
| Crypto.com | Coinbase Card | |
|---|---|---|
| Category | hybrid | hybrid |
| Audience | general | general |
| HQ | Singapore, SG | San Francisco, US |
| Founded | 2016 | 2012 |
| Custody | Custodial | Custodial |
| Regulation | MiCA CASP (EU) | MiCA CASP (EU) |
| License detail | MiCA CASP, MAS MPI, US MSBs | US state licenses, MiCA; Public (COIN) |
| Card | Visa · Prepaid (metal tiers) | Visa/Amex · Debit + credit |
| Cashback | Up to 5% CRO | Up to 4% rotating |
| Yield | Earn on crypto/stables | USDC rewards |
| FX markup | — | — |
| Services | crypto on-ramp, crypto off-ramp, fiat pay-in (bank rails), fiat pay-out (bank rails), crypto-settled card | crypto-settled card, virtual cards |
| Stablecoins | Yes | Yes |
| KYC | Yes | Yes |
| Regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania | North America |
| Reported users | — | — |
go deeperFull profiles: Crypto.com · Coinbase Card — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.