Nexo vs Crypto.com
short answerBoth are hybrid neobanks with similar positioning — the real differences are FX markup, fees, license and geography, compared field by field below.
Nexo: Crypto credit lines; rewards in credit mode.
Crypto.com: Tiered staking-gated cards; 90+ countries.
Side by side
| Nexo | Crypto.com | |
|---|---|---|
| Category | hybrid | hybrid |
| Audience | general | general |
| HQ | Zug, CH | Singapore, SG |
| Founded | 2018 | 2016 |
| Custody | Custodial | Custodial |
| Regulation | MiCA CASP (EU) | MiCA CASP (EU) |
| License detail | EU VASP registrations; MiCA CASP application pending; EEA served via MiCA-licensed Tangany + DLT Finance | MiCA CASP, MAS MPI, US MSBs |
| Card | Visa/MC · Dual credit/debit | Visa · Prepaid (metal tiers) |
| Cashback | Up to 2% (credit mode) | Up to 5% CRO |
| Yield | Earn (tiers) | Earn on crypto/stables |
| FX markup | — | — |
| Services | crypto on-ramp, crypto off-ramp, crypto-settled card, virtual cards | crypto on-ramp, crypto off-ramp, fiat pay-in (bank rails), fiat pay-out (bank rails), crypto-settled card |
| Stablecoins | Yes | Yes |
| KYC | Yes | Yes |
| Regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Reported users | — | — |
go deeperFull profiles: Nexo · Crypto.com — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.