Félix vs GetPlu
short answerBoth are hybrid neobanks with similar positioning — the real differences are FX markup, fees, license and geography, compared field by field below.
Félix: Chat-based remittances on stablecoin rails.
GetPlu: Zero-fee Visa dollar card funded with USD, USDC or USDT — virtual issued instantly after KYC, physical on the paid tiers; spendable in 125+ countries, on partner rails rather than its own licence.
Side by side
| Félix | GetPlu | |
|---|---|---|
| Category | hybrid | hybrid |
| Audience | immigrants & migrants | immigrants & migrants |
| HQ | Mexico City, MX | Delaware, US |
| Founded | 2022 | 2026 |
| Custody | Custodial | Custodial |
| Regulation | Partner-bank model | Partner-bank model |
| License detail | US money transmitter — state licenses (NMLS 2302775); agent of UniTeller/Intermex; USDC rails via Bitso | Card program on partner institutions (Crossmint rails); not a bank or custodian itself |
| Card | No card | Visa · Virtual + physical |
| Cashback | — | — |
| Yield | — | — |
| FX markup | — | — |
| Services | — | — |
| Stablecoins | Yes | Yes |
| KYC | Yes | Yes |
| Regions | Latin America | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Reported users | — | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.