GetPlu
Positions one product three ways — dollar card, stablecoin card and an AI-Agent card — for the globally mobile: immigrants, freelancers and OFWs spending across 125+ countries.
Zero-fee Visa dollar card funded with USD, USDC or USDT — virtual issued instantly after KYC, physical on the paid tiers; spendable in 125+ countries, on partner rails rather than its own licence.
- Who holds it
- A sponsor bank behind the brand — not the app you signed up with — Card program on partner institutions (Crossmint rails); not a bank or custodian itself.
- The ledger
- Split between a program manager and the sponsor bank — the modular setup that broke in Synapse.
- If it fails
- Any claim runs through the sponsor bank, and only works if the two ledgers reconcile.
Derived from GetPlu’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | hybrid · immigrants & migrants |
| HQ | Delaware, US |
| Founded | 2026 |
| Custody | Custodial |
| Regulation type | Partner-bank model |
| License detail | Card program on partner institutions (Crossmint rails); not a bank or custodian itself |
| Card | Visa · Virtual + physical |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Countries | Nigeria, Ghana, Kenya, United States, Canada, Global |
Verified links: official site ↗ · terms ↗ · @getpluapp ↗
Common questions about GetPlu
What is GetPlu?
GetPlu is a fiat-and-crypto neobank built for immigrants & migrants, headquartered in Delaware, US and founded in 2026. Your money is held custodially, so GetPlu or its partner bank holds the balance and you hold a claim on it. It operates on a partner-bank model (Card program on partner institutions (Crossmint rails); not a bank or custodian itself).
Does GetPlu have a card, and where can you use it?
It issues a Visa virtual and physical card. It is available in 6 countries, across all 7 world regions tracked here.
Does GetPlu require KYC?
Yes. GetPlu requires identity verification (KYC) to open an account, as a partner-bank model.
Head-to-head
Peers
Revolut · Cash App · Mercado Pago · Mogo · Venmo · Robinhood
GetPlu appears in
Neobanks running on someone else’s banking license (81) · Neobanks that require identity verification (334) · Neobanks available in North America (127) · Neobanks available in Europe (146) · Neobanks available in Asia (134) · Neobanks available in Oceania (74) · Neobanks available in Latin America (116) · Neobanks available in Africa (94) · Neobanks available in MENA (87) · Neobanks for immigrants and migrants (12) · Neobanks that issue a Visa card (185) · Neobanks in United States (66)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.