Qonto vs Revolut
Qonto: 500K+ SME clients across FR/DE/ES/IT.
Revolut: 50M+ users; crypto trading; stablecoin in FCA sandbox 2026.
Side by side
| Qonto | Revolut | |
|---|---|---|
| Category | traditional | hybrid |
| Audience | SMB & startups | general |
| HQ | Paris, FR | London, UK |
| Founded | 2016 | 2015 |
| Custody | Custodial | Custodial |
| Regulation | Licence pending (partner model today) | Licensed bank |
| Licence detail | Payment institution (ACPR); pursuing credit licence | UK banking licence (2024); EU licence (Lithuania) |
| Card | MC · Business debit | Visa/MC · Debit + credit |
| Cashback | — | Perks by tier |
| Yield | — | Savings vaults |
| Stablecoins | No | Yes |
| KYC | Yes | Yes |
| Regions | Europe | Europe, North America, Oceania, Asia, Latin America |
| Reported users | — | 50M customers (2025) |
go deeperFull profiles: Qonto · Revolut — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.