Qonto
Europe's SME banking leader out of Paris; absorbed Penta to own the German market too.
500K+ SME clients across FR/DE/ES/IT.
The facts
| Category | traditional · SMB & startups |
| HQ | Paris, FR |
| Founded | 2016 |
| Custody | Custodial |
| Regulation type | Licence pending (partner model today) |
| Licence detail | Payment institution (ACPR); pursuing credit licence |
| Card | MC · Business debit |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
| Countries | France, Germany, Spain, Italy |
| Founders | Alexandre Prot, Steve Anavi |
| Funding | ~€620M raised |
Verified links: official site ↗ · privacy ↗ · @getqonto ↗
comparePut Qonto side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Monzo · Wise · Starling Bank · Atom Bank · Zopa Bank · Chase UK
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.