C6 Bank
JPMorgan-backed full digital bank.
- Who holds it
- The company itself — it holds a full banking licence — Bank license (BCB).
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from C6 Bank’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| AI | AI assistant as the interface |
| HQ | São Paulo, BR |
| Founded | 2019 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Bank license (BCB) |
| Card | MC · Debit + credit |
| Cashback | Átomos points |
| Yield | CDI-linked |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Latin America |
| Countries | Brazil |
| Founders | Marcelo Kalim, Carlos Fonseca (ex-BTG) |
| Funding | JPMorgan ~46% owner |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @C6Bank ↗
Common questions about C6 Bank
What is C6 Bank?
C6 Bank is a fiat neobank, headquartered in São Paulo, BR and founded in 2019. Your money is held custodially, so C6 Bank or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Bank license (BCB)).
Does C6 Bank have a card, and where can you use it?
It issues a Mastercard debit and credit card. It is available in Latin America.
Does C6 Bank require KYC?
Yes. C6 Bank requires identity verification (KYC) to open an account, as a licensed bank.
What does C6 Bank cost?
From the verified fields: cashback Átomos points; yield CDI-linked. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with C6 Bank before relying on them.
Early investors
Head-to-head
Peers
Wise · Nubank · Banco Inter · PicPay · PagBank · Nequi
C6 Bank appears in
Neobanks that hold their own banking license (132) · Neobanks available in Latin America (113) · Neobanks that issue a Mastercard (150) · Neobanks in Brazil (11)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.