Solid
Positions itself as an onchain neobank for real life — earn DeFi yield, save gaslessly across chains, and spend worldwide while keeping assets self-custodial.
Self-custodial onchain neobank (Safe smart accounts + MPC) with automated USDC yield, its own SoUSD stablecoin, and a Visa card (Rain) with 3% cashback and Apple/Google Pay.
The facts
| Category | web3-native |
| HQ | Gibraltar, GI |
| Founded | 2025 |
| Custody | MPC self-custodial |
| Regulation type | Self-custodial software |
| License detail | Self-custodial Safe smart-accounts + MPC |
| Card | Visa · Virtual |
| Cashback | 3% (USDC) |
| Yield | Up to 8% APY (USDC via Veda) |
| Stablecoins | Yes |
| KYC | Card only |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
Verified links: official site ↗ · terms ↗ · @SolidYield ↗
Common questions about Solid
What is Solid?
Solid is a self-custodial, on-chain-first neobank, headquartered in Gibraltar, GI and founded in 2025. You hold the keys: Solid never takes custody of your funds. It is software rather than a licensed institution (Self-custodial Safe smart-accounts + MPC).
Does Solid have a card, and where can you use it?
It issues a Visa virtual card, and identity checks apply to the card but not to the wallet. It is available in all 7 world regions tracked here.
Does Solid require KYC?
Partly. You can use Solid itself without verifying your identity, but ordering its card requires KYC.
What does Solid cost?
From the verified fields: cashback 3% (USDC); yield Up to 8% APY (USDC via Veda). Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Solid before relying on them.
Peers
Phantom · Zengo · MiniPay · Eco (Beam) · Dakota · MetaMask
Solid appears in
Neobanks that never hold your money (53) · Neobanks where only the card requires ID (33) · Neobanks available in North America (126) · Neobanks available in Europe (144) · Neobanks available in Asia (132) · Neobanks available in Oceania (72) · Neobanks available in Latin America (113) · Neobanks available in Africa (91) · Neobanks available in MENA (85) · Neobanks that issue a Visa card (182)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.