Daviplata
Davivienda's mass-market wallet; 18M+.
- Who holds it
- The company itself — it holds a full banking licence — Operates under Banco Davivienda's Colombian banking license (SFC-supervised).
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from Daviplata’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional · underbanked |
| HQ | Bogotá, CO |
| Founded | 2011 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Operates under Banco Davivienda's Colombian banking license (SFC-supervised) |
| Card | No card |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Latin America |
Verified links: official site ↗
Common questions about Daviplata
What is Daviplata?
Daviplata is a fiat neobank built for underbanked, headquartered in Bogotá, CO and founded in 2011. Your money is held custodially, so Daviplata or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Operates under Banco Davivienda's Colombian banking license (SFC-supervised)).
Does Daviplata have a card, and where can you use it?
It issues no card of its own. It is available in Latin America.
Does Daviplata require KYC?
Yes. Daviplata requires identity verification (KYC) to open an account, as a licensed bank.
Head-to-head
Peers
Wise · Nubank · Banco Inter · PicPay · PagBank · Nequi
Daviplata appears in
Neobanks that hold their own banking license (132) · Neobanks available in Latin America (113) · Neobanks built for the underbanked (23) · Neobanks with no card of their own (67) · Neobanks in Colombia (7)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.