Neobanks in Colombia
These 7 are headquartered in Colombia — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 7 products in Colombia so far, out of 368 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
The 7 based in Colombia
| neobank | type | hq | custody | licence / structure | reported users |
|---|---|---|---|---|---|
| Nequi | traditional | Medellín, CO | Custodial | Licensed compañía de financiamiento (Superfinanciera Colombia); spun out of Bancolombia's banking licence | 20M users (2024) |
| Daviplata | traditional | Bogotá, CO | Custodial | Operates under Banco Davivienda's Colombian banking licence (SFC-supervised) | — |
| Littio | hybrid | Bogotá, CO | Custodial | On/off-ramp + issuer partners; USD via onchain treasuries | — |
| Lulo Bank | traditional | Bogotá, CO | Custodial | Bank licence (CO) | — |
| Meru | hybrid | Bogotá, CO | Custodial | MSB registration (FinCEN, R3mit Solutions Inc.); USDC accounts via licensed US/EU partners | — |
| Movii | traditional | Bogotá, CO | Custodial | SEDPE e-money licence (Superintendencia Financiera, Colombia) | — |
| RappiPay | traditional | Bogotá, CO | Custodial | Finance company charter (compania de financiamiento, SFC Colombia, 2022); Rappi-Davivienda JV; Fogafin-insured | — |
Also verified as available in Colombia
7 more products are verified as available to customers in Colombia without being based there. This list is as complete as the availability field, which is to say partial.
| neobank | type | hq | custody | licence / structure | reported users |
|---|---|---|---|---|---|
| Nubank | traditional | São Paulo, BR | Custodial | Bank licences BR/MX/CO; conditional US OCC approval (2026) | 131M customers (2025) |
| Ualá | traditional | Buenos Aires, AR | Custodial | Bank licences (AR via Wilobank, MX via ABC Capital) | — |
| Mercado Pago | hybrid | Buenos Aires, AR | Custodial | Payment/fintech licences region-wide; pursuing MX bank licence | 78M MAU (2025) |
| Bitso | hybrid | Mexico City, MX | Custodial | IFPE (MX) + regional VASP licences | — |
| DolarApp | hybrid | Mexico City, MX | Custodial | Digital-dollar (USDC) accounts on regulated partner banks' and custodians' rails; rebranded ARQ 2026 | — |
| Airtm | hybrid | Mexico City, MX | Custodial | MSB registration (FinCEN, No. 31000329787639); USDC-based dollar wallet | — |
| Kontigo | web3-native | — | Custodial | Self-custodial MPC wallet (USDC); no licence of its own; fiat rails via partners | — |
Common questions
Neobanks in Colombia: how many are there?
7 of the 368 neobanks tracked here are headquartered in Colombia. Every entry is verified active and listed on this page with its custody model, licence detail and the regions it serves.
Which neobanks in Colombia are the largest?
Not answerable from public data: only 1 of these 7 disclose a user figure at all. The list below is therefore not a ranking, and anyone presenting one for this category is guessing.
How is this list of neobanks in Colombia built?
These 7 are headquartered in Colombia — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 7 products in Colombia so far, out of 368 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Related
Neobanks in United States (63) · Neobanks in United Kingdom (29) · Neobanks in Germany (8) · Neobanks in France (11) · Neobanks in Brazil (10) · Neobanks in Argentina (9) · Neobanks in Mexico (11) · Neobanks in India (12)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.