Neobanks in Colombia
These 7 are headquartered in Colombia — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 8 products in Colombia so far, out of 381 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
The 7 based in Colombia
| neobank | type | hq | custody | license / structure | reported users |
|---|---|---|---|---|---|
| Nequi | traditional | Medellín, CO | Custodial | Licensed compañía de financiamiento (Superfinanciera Colombia); spun out of Bancolombia's banking license | 20M users (2024) |
| Daviplata | traditional | Bogotá, CO | Custodial | Operates under Banco Davivienda's Colombian banking license (SFC-supervised) | — |
| Littio | hybrid | Bogotá, CO | Custodial | On/off-ramp + issuer partners; USD via onchain treasuries | — |
| Lulo Bank | traditional | Bogotá, CO | Custodial | Bank license (CO) | — |
| Meru | hybrid | Bogotá, CO | Custodial | MSB registration (FinCEN, R3mit Solutions Inc.); USDC accounts via licensed US/EU partners | — |
| Movii | traditional | Bogotá, CO | Custodial | SEDPE e-money license (Superintendencia Financiera, Colombia) | — |
| RappiPay | traditional | Bogotá, CO | Custodial | Finance company charter (compania de financiamiento, SFC Colombia, 2022); Rappi-Davivienda JV; Fogafin-insured | — |
Also verified as available in Colombia
8 more products are verified as available to customers in Colombia without being based there. This list is as complete as the availability field, which is to say partial.
| neobank | type | hq | custody | license / structure | reported users |
|---|---|---|---|---|---|
| Nubank | traditional | São Paulo, BR | Custodial | Bank licenses BR/MX/CO; US products on Lead Bank while its conditional OCC charter (Jan 2026) is organised | 139M customers (Q2 2026) |
| Ualá | traditional | Buenos Aires, AR | Custodial | Bank licenses (AR via Wilobank, MX via ABC Capital) | — |
| Mercado Pago | hybrid | Buenos Aires, AR | Custodial | Payment/fintech licenses region-wide; pursuing MX bank license | 78M MAU (2025) |
| Bitso | hybrid | Mexico City, MX | Custodial | IFPE (MX) + regional VASP licenses | — |
| DolarApp | hybrid | Mexico City, MX | Custodial | Digital-dollar (USDC) accounts on regulated partner banks' and custodians' rails; rebranded ARQ 2026 | — |
| Airtm | hybrid | Mexico City, MX | Custodial | MSB registration (FinCEN, No. 31000329787639); USDC-based dollar wallet | — |
| Kontigo | web3-native | — | Custodial | Self-custodial MPC wallet (USDC); no license of its own; fiat rails via partners | — |
| Takenos | hybrid | Buenos Aires, AR | Custodial | Fintech; stablecoin wallet on partner rails | — |
Common questions
Neobanks in Colombia: how many are there?
7 of the 381 neobanks tracked here are headquartered in Colombia. Every entry is verified active and listed on this page with its custody model, license detail and the regions it serves.
Which neobanks in Colombia are the largest?
Not answerable from public data: only 1 of these 7 disclose a user figure at all. The list below is therefore not a ranking, and anyone presenting one for this category is guessing.
How is this list of neobanks in Colombia built?
These 7 are headquartered in Colombia — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 8 products in Colombia so far, out of 381 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Related
Neobanks in United States (67) · Neobanks in Canada (6) · Neobanks in United Kingdom (29) · Neobanks in Germany (8) · Neobanks in France (11) · Neobanks in Brazil (11) · Neobanks in Argentina (10) · Neobanks in Mexico (11)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.