Fiat24
Your bank account is literally an NFT on Arbitrum; Swiss-regulated, onchain-settled.
Swiss-licensed; your account is an NFT on Arbitrum.
- Who holds it
- You do. Funds sit on-chain in a wallet the company cannot freeze.
- The ledger
- The blockchain — no company keeps the authoritative record.
- If it fails
- Nothing on the company side to fail; but lose your keys and the money is gone for good.
Derived from Fiat24’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | web3-native |
| HQ | Zurich, CH |
| Founded | 2021 |
| Custody | Self-custodial |
| Regulation type | Fintech license (CH) |
| License detail | Swiss fintech license (FINMA) |
| Card | Visa · Virtual + physical |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | Europe |
| Countries | Switzerland, Global |
Verified links: official site ↗ · privacy ↗ · @Fiat24Official ↗
Common questions about Fiat24
What is Fiat24?
Fiat24 is a self-custodial, on-chain-first neobank, headquartered in Zurich, CH and founded in 2021. You hold the keys: Fiat24 never takes custody of your funds. It is regulated as fintech license (CH) (Swiss fintech license (FINMA)).
Does Fiat24 have a card, and where can you use it?
It issues a Visa virtual and physical card. It is available in 2 countries, across Europe.
Does Fiat24 require KYC?
Yes. Fiat24 requires identity verification (KYC) to open an account, as a fintech license (ch).
Peers
Phantom · Zengo · MetaMask · Solflare · Rainbow · Xverse
Fiat24 appears in
Neobanks available in Europe (144) · Neobanks that issue a Visa card (182) · Neobanks in Switzerland (11)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.