Neobanks in Philippines
These 6 are headquartered in the Philippines — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 8 products in the Philippines so far, out of 368 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
The 6 based in Philippines
| neobank | type | hq | custody | licence / structure | reported users |
|---|---|---|---|---|---|
| GCash | traditional | Manila, PH | Custodial | E-money issuer licence (EMI-NBFI, Bangko Sentral ng Pilipinas) via G-Xchange Inc.; Mynt group | 94M users (2024) |
| Maya | traditional | Manila, PH | Custodial | PH digital bank + EMI + VASP | 30M users (2024) |
| GoTyme Bank | traditional | Manila, PH | Custodial | PH digital bank licence (Tyme x Gokongwei) | — |
| Tonik | traditional | Manila, PH | Custodial | PH digital bank licence | — |
| UnionDigital | traditional | Manila, PH | Custodial | PH digital bank licence | — |
| UNO Digital Bank | traditional | Manila, PH | Custodial | PH digital bank licence | — |
Also verified as available in Philippines
6 more products are verified as available to customers in Philippines without being based there. This list is as complete as the availability field, which is to say partial.
| neobank | type | hq | custody | licence / structure | reported users |
|---|---|---|---|---|---|
| Wise | traditional | London, UK | Custodial | E-money/payment licences globally | 19M customers (FY26) |
| Strike | hybrid | Chicago, US | Custodial | Money transmitter licences + NY BitLicense (NYDFS, 2026); Zap Solutions, Inc. | — |
| Deel | hybrid | San Francisco, US | Custodial | MSB + US state money-transmitter licences (DPayments); US wallet via Alviere/CFSB; DLUSD via Bridge | — |
| MiniPay | web3-native | Oslo, NO | Self-custodial | Self-custodial software | 10M wallets (2025) |
| Stables | web3-native | Sydney, AU | Custodial | AFSL partners; Mastercard APAC program | — |
| SurfCash | web3-native | — | Self-custodial | Self-custodial (BVI entity); decentralized protocols + licensed local partners; Circle Alliance | — |
Common questions
Neobanks in Philippines: how many are there?
6 of the 368 neobanks tracked here are headquartered in the Philippines. Every entry is verified active and listed on this page with its custody model, licence detail and the regions it serves.
Which neobanks in Philippines are the largest?
Not answerable from public data: only 2 of these 6 disclose a user figure at all. The list below is therefore not a ranking, and anyone presenting one for this category is guessing.
How is this list of neobanks in Philippines built?
These 6 are headquartered in the Philippines — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 8 products in the Philippines so far, out of 368 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Related
Neobanks in United States (63) · Neobanks in United Kingdom (29) · Neobanks in Germany (8) · Neobanks in France (11) · Neobanks in Brazil (10) · Neobanks in Argentina (9) · Neobanks in Mexico (11) · Neobanks in Colombia (7)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.