Mine
A Wise/Revolut pitch with the custody inverted: your Swiss IBAN receives francs or euros and they land as Circle USDC in a wallet only you hold — Mine custodies nothing, first 500 convert free.
Invite-only Swiss self-custody money app: CHF/EUR IBAN in your name settles as USDC in your wallet; card in 175+ countries.
- Who holds it
- You do. Funds sit on-chain in a wallet the company cannot freeze.
- The ledger
- The blockchain — no company keeps the authoritative record.
- If it fails
- Nothing on the company side to fail; but lose your keys and the money is gone for good.
Derived from Mine’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | web3-native |
| HQ | Zug, CH |
| Founded | 2024 |
| Custody | Self-custodial |
| Regulation type | Self-custodial software |
| License detail | Self-custodial software (EMM Ventures AG, Zug); card via Unblock Atomo SARL, EEA e-money institution; IBAN via regulated Swiss intermediary |
| Card | MC · Virtual (paid tiers soon) |
| Yield | Up to 5% via Aave V3 (opt-in) |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | Europe |
| Countries | Switzerland, Global |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @Mine_Wallet ↗
Common questions about Mine
What is Mine?
Mine is a self-custodial, on-chain-first neobank, headquartered in Zug, CH and founded in 2024. You hold the keys: Mine never takes custody of your funds. It is software rather than a licensed institution (Self-custodial software (EMM Ventures AG, Zug); card via Unblock Atomo SARL, EEA e-money institution; IBAN via regulated Swiss intermediary).
Does Mine have a card, and where can you use it?
It issues a Mastercard virtual (paid tiers soon) card. It is available in 2 countries, across Europe.
Does Mine require KYC?
Yes. Mine requires identity verification (KYC) to open an account, as a self-custodial software.
What does Mine cost?
From the verified fields: yield Up to 5% via Aave V3 (opt-in). Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Mine before relying on them.
Peers
Phantom · Zengo · MetaMask · Solflare · Rainbow · Xverse
Mine appears in
Neobanks that never hold your money (53) · Neobanks available in Europe (145) · Neobanks that issue a Mastercard (150) · Neobanks in Switzerland (11)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.