Moon
Privacy-lean virtual cards funded with crypto.
- Who holds it
- You do. Funds sit on-chain in a wallet the company cannot freeze.
- The ledger
- The blockchain — no company keeps the authoritative record.
- If it fails
- Nothing on the company side to fail; but lose your keys and the money is gone for good.
Derived from Moon’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | web3-native |
| HQ | — |
| Founded | 2022 |
| Custody | Self-custodial |
| Regulation type | Self-custodial software |
| Card | Visa · Virtual |
| Stablecoins | Yes |
| KYC | No |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
Verified links: official site ↗
Common questions about Moon
What is Moon?
Moon is a self-custodial, on-chain-first neobank, founded in 2022. You hold the keys: Moon never takes custody of your funds. It is software rather than a licensed institution.
Does Moon have a card, and where can you use it?
It issues a Visa virtual card, with no identity check required. It is available in all 7 world regions tracked here.
Does Moon require KYC?
No. Moon works without identity verification, which is possible because it is self-custodial — it never holds your funds.
Peers
Phantom · Zengo · MiniPay · Eco (Beam) · Dakota · MetaMask
Moon appears in
Neobanks that never hold your money (53) · Neobanks that work without identity verification (14) · Neobanks available in North America (126) · Neobanks available in Europe (144) · Neobanks available in Asia (132) · Neobanks available in Oceania (72) · Neobanks available in Latin America (113) · Neobanks available in Africa (92) · Neobanks available in MENA (85) · Neobanks that issue a Visa card (182)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.