Naranja X
Argentina's card giant gone digital.
- Who holds it
- The company itself — it holds a full banking licence — Bank (Grupo Galicia).
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from Naranja X’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| HQ | Córdoba, AR |
| Founded | 2019 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Bank (Grupo Galicia) |
| Card | Visa/MC · Debit + credit |
| Yield | Remunerated account |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Latin America |
Verified links: official site ↗
Common questions about Naranja X
What is Naranja X?
Naranja X is a fiat neobank, headquartered in Córdoba, AR and founded in 2019. Your money is held custodially, so Naranja X or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Bank (Grupo Galicia)).
Does Naranja X have a card, and where can you use it?
It issues a Visa and Mastercard debit and credit card. It is available in Latin America.
Does Naranja X require KYC?
Yes. Naranja X requires identity verification (KYC) to open an account, as a licensed bank.
What does Naranja X cost?
From the verified fields: yield Remunerated account. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Naranja X before relying on them.
Peers
Wise · Nubank · Banco Inter · PicPay · PagBank · Nequi
Naranja X appears in
Neobanks that hold their own banking license (132) · Neobanks available in Latin America (113) · Neobanks that issue a Visa card (182) · Neobanks that issue a Mastercard (150) · Neobanks in Argentina (10)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.