Oobit
Tap-to-pay from your own wallet; first corporate crypto card for AI agents (Agent Cards).
Non-custodial pass-through; Tether-backed; Agent Cards for AI agents.
- Who holds it
- You do. Funds sit on-chain in a wallet the company cannot freeze.
- The ledger
- The blockchain — no company keeps the authoritative record.
- If it fails
- Nothing on the company side to fail; but lose your keys and the money is gone for good.
Derived from Oobit’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | web3-native |
| HQ | Singapore, SG |
| Founded | 2017 |
| Custody | Self-custodial |
| Regulation type | Self-custodial software |
| Card | Visa/MC · Tap-to-pay + card |
| Cashback | Cashback |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Countries | Singapore, European Union, Global |
| Founders | Amram Adar, Aharon Miller |
| Funding | ~$25M (Tether-led) |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @oobit ↗
Common questions about Oobit
What is Oobit?
Oobit is a self-custodial, on-chain-first neobank, headquartered in Singapore, SG and founded in 2017. You hold the keys: Oobit never takes custody of your funds. It is software rather than a licensed institution.
Does Oobit have a card, and where can you use it?
It issues a Visa and Mastercard tap-to-pay and card. It is available in 3 countries, across all 7 world regions tracked here.
Does Oobit require KYC?
Yes. Oobit requires identity verification (KYC) to open an account, as a self-custodial software.
What does Oobit cost?
From the verified fields: cashback Cashback. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Oobit before relying on them.
Peers
Phantom · Zengo · MiniPay · Eco (Beam) · Dakota · MetaMask
Oobit appears in
Neobanks that never hold your money (53) · Neobanks available in North America (126) · Neobanks available in Europe (144) · Neobanks available in Asia (132) · Neobanks available in Oceania (72) · Neobanks available in Latin America (113) · Neobanks available in Africa (92) · Neobanks available in MENA (85) · Neobanks that issue a Visa card (182) · Neobanks that issue a Mastercard (150) · Neobanks in Singapore (12)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.