Wise alternatives
short answerThe closest alternatives to Wise are Revolut, Kolo and COCA. All are neobanks operating in Europe for travel & digital nomads, comparable to Wise on custody, licence, cards, fees and FX — compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Revolut | hybrid crypto | London, UK | 50M customers (2025) | vs Wise → |
| Kolo | hybrid crypto | — | — | directory → |
| COCA | hybrid crypto | Dubai, AE | — | directory → |
| Karta | web3-native | Redwood City, US | — | directory → |
| WeBank | traditional | Shenzhen, CN | 400M customers (2024) | directory → |
| PhonePe | traditional | Bengaluru, IN | 200M MAU (2025) | directory → |
| Nubank | traditional | São Paulo, BR | 131M customers (2025) | directory → |
| GCash | traditional | Manila, PH | 94M users (2024) | directory → |
go deeperBack to the Wise profile, ask who owns Wise?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.