Yuh
Swissquote x PostFinance app; custodial crypto trading.
- Who holds it
- A sponsor bank behind the brand — not the app you signed up with — On Swissquote's banking license.
- The ledger
- Split between a program manager and the sponsor bank — the modular setup that broke in Synapse.
- If it fails
- Any claim runs through the sponsor bank, and only works if the two ledgers reconcile.
Derived from Yuh’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | hybrid |
| HQ | Gland, CH |
| Founded | 2021 |
| Custody | Custodial |
| Regulation type | Partner-bank model |
| License detail | On Swissquote's banking license |
| Card | MC · Debit |
| Cashback | Swissqoin rewards |
| Yield | Savings + invest |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
| Countries | Switzerland |
| Founders | Swissquote x PostFinance JV |
Verified links: official site ↗ · terms ↗ · @yuh_app ↗
Common questions about Yuh
What is Yuh?
Yuh is a fiat-and-crypto neobank, headquartered in Gland, CH and founded in 2021. Your money is held custodially, so Yuh or its partner bank holds the balance and you hold a claim on it. It operates on a partner-bank model (On Swissquote's banking license).
Does Yuh have a card, and where can you use it?
It issues a Mastercard debit card. It is available in Europe.
Does Yuh require KYC?
Yes. Yuh requires identity verification (KYC) to open an account, as a partner-bank model.
What does Yuh cost?
From the verified fields: cashback Swissqoin rewards; yield Savings + invest. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Yuh before relying on them.
Peers
Revolut · Crypto.com · Binance Card · Bybit Card · OKX Card · Bitget Card
Yuh appears in
Neobanks running on someone else’s banking license (81) · Neobanks available in Europe (144) · Neobanks that issue a Mastercard (150) · Neobanks in Switzerland (11)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.