N26 vs bunq

traditional vs traditional · from the open dataset of 357 tracked neobanks · no affiliate links, ever

N26: 8M+ customers; crypto via partner in some markets.

bunq: EU-wide; API-first; 'Bank of The Free'.

Side by side

	N26	bunq
Category	traditional	traditional
Audience	general	general
HQ	Berlin, DE	Amsterdam, NL
Founded	2013	2012
Custody	Custodial	Custodial
Regulation	Licensed bank	Licensed bank
Licence detail	German banking licence	Dutch banking licence
Card	MC · Debit	MC · Debit
Cashback	—	1% (plan)
Yield	~2-4% (region)	Up to ~3.4% interest
Stablecoins	No	No
KYC	Yes	Yes
Regions	Europe	Europe
Reported users	—	—

go deeperFull profiles: N26 · bunq — or run your own comparison of up to four in the directory.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.