CEX.IO Card
Veteran exchange with card.
- Who holds it
- A licensed crypto-asset custodian holds the assets on your behalf — MSB (FinCEN) + US state money-transmitter licenses; UK FCA cryptoasset registration; EU VASP (Lithuania).
- The ledger
- The custodian’s books, reconciled against on-chain balances.
- If it fails
- Recovery hinges on the custodian’s solvency and how cleanly client assets are segregated.
Derived from CEX.IO Card’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | hybrid |
| HQ | London, UK |
| Founded | 2013 |
| Custody | Custodial |
| Regulation type | VASP / MSB / crypto licenses |
| License detail | MSB (FinCEN) + US state money-transmitter licenses; UK FCA cryptoasset registration; EU VASP (Lithuania) |
| Card | Visa · Debit |
| Cashback | Rewards |
| Yield | Earn/staking |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
Verified links: official site ↗
Common questions about CEX.IO Card
What is CEX.IO Card?
CEX.IO Card is a fiat-and-crypto neobank, headquartered in London, UK and founded in 2013. Your money is held custodially, so CEX.IO Card or its partner bank holds the balance and you hold a claim on it. It holds VASP / MSB / crypto licenses (MSB (FinCEN) + US state money-transmitter licenses; UK FCA cryptoasset registration; EU VASP (Lithuania)).
Does CEX.IO Card have a card, and where can you use it?
It issues a Visa debit card. It is available in all 7 world regions tracked here.
Does CEX.IO Card require KYC?
Yes. CEX.IO Card requires identity verification (KYC) to open an account, as a vasp / msb / crypto licenses.
What does CEX.IO Card cost?
From the verified fields: cashback Rewards; yield Earn/staking. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with CEX.IO Card before relying on them.
Peers
Revolut · Cash App · Mercado Pago · Mogo · Venmo · Robinhood
CEX.IO Card appears in
Neobanks operating under crypto and money-transmitter licenses (25) · Neobanks available in North America (126) · Neobanks available in Europe (144) · Neobanks available in Asia (132) · Neobanks available in Oceania (72) · Neobanks available in Latin America (113) · Neobanks available in Africa (92) · Neobanks available in MENA (85) · Neobanks that issue a Visa card (182) · Neobanks in United Kingdom (29)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.