Strike
Chicago Lightning evangelist turning bitcoin rails into invisible remittance infrastructure.
Lightning-native payments + remittance.
- Who holds it
- A licensed crypto-asset custodian holds the assets on your behalf — Money transmitter licenses + NY BitLicense (NYDFS, 2026); Zap Solutions, Inc..
- The ledger
- The custodian’s books, reconciled against on-chain balances.
- If it fails
- Recovery hinges on the custodian’s solvency and how cleanly client assets are segregated.
Derived from Strike’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | hybrid |
| HQ | Chicago, US |
| Founded | 2019 |
| Custody | Custodial |
| Regulation type | VASP / MSB / crypto licenses |
| License detail | Money transmitter licenses + NY BitLicense (NYDFS, 2026); Zap Solutions, Inc. |
| Card | Visa · Debit (US) |
| Cashback | BTC rewards |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Countries | United States, El Salvador, Argentina, Mexico, Philippines, Vietnam, Nigeria, Kenya, Ghana |
| Founders | Jack Mallers |
| Funding | ~$90M raised |
| Services | crypto on-ramp · crypto off-ramp · fiat pay-in (bank rails) · fiat pay-out (bank rails) · own IBAN / account no. |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @Strike ↗
Common questions about Strike
What is Strike?
Strike is a fiat-and-crypto neobank, headquartered in Chicago, US and founded in 2019. Your money is held custodially, so Strike or its partner bank holds the balance and you hold a claim on it. It holds VASP / MSB / crypto licenses (Money transmitter licenses + NY BitLicense (NYDFS, 2026); Zap Solutions, Inc.).
Does Strike have a card, and where can you use it?
It issues a Visa debit (us) card. It is available in 9 countries, across all 7 world regions tracked here.
Does Strike require KYC?
Yes. Strike requires identity verification (KYC) to open an account, as a vasp / msb / crypto licenses.
What does Strike cost?
From the verified fields: cashback BTC rewards. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Strike before relying on them.
Early investors
Head-to-head
Peers
Revolut · Cash App · Mercado Pago · Mogo · Venmo · Robinhood
Strike appears in
Neobanks operating under crypto and money-transmitter licenses (25) · Neobanks available in North America (126) · Neobanks available in Europe (144) · Neobanks available in Asia (132) · Neobanks available in Oceania (72) · Neobanks available in Latin America (113) · Neobanks available in Africa (92) · Neobanks available in MENA (85) · Neobanks that issue a Visa card (182) · Neobanks in United States (66)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.