Takenos
Founded 2022 in Buenos Aires; processed $500M+ across 500k+ users on its own Solana-based stablecoin.
Digital-dollar wallet for LatAm freelancers to receive cross-border pay in stablecoins or local currency, with cards, QR payments and yield-bearing USD accounts.
- Who holds it
- A sponsor bank behind the brand — not the app you signed up with — Fintech; stablecoin wallet on partner rails.
- The ledger
- Split between a program manager and the sponsor bank — the modular setup that broke in Synapse.
- If it fails
- Any claim runs through the sponsor bank, and only works if the two ledgers reconcile.
Derived from Takenos’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | hybrid · freelancers & creators |
| HQ | Buenos Aires, AR |
| Founded | 2022 |
| Custody | Custodial |
| Regulation type | Partner-bank model |
| License detail | Fintech; stablecoin wallet on partner rails |
| Card | Visa/MC · Prepaid |
| Yield | Up to 3% |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | Latin America, North America, Europe |
| Countries | Argentina, Bolivia, Chile, Colombia, Ecuador, Paraguay, Peru, United States |
| Funding | $5M seed (Variant, Lattice), 2025 |
Verified links: official site ↗ · terms ↗ · @takenosapp ↗
Common questions about Takenos
What is Takenos?
Takenos is a fiat-and-crypto neobank built for freelancers & creators, headquartered in Buenos Aires, AR and founded in 2022. Your money is held custodially, so Takenos or its partner bank holds the balance and you hold a claim on it. It operates on a partner-bank model (Fintech; stablecoin wallet on partner rails).
Does Takenos have a card, and where can you use it?
It issues a Visa and Mastercard prepaid card. It is available in 8 countries, across Latin America, North America and Europe.
Does Takenos require KYC?
Yes. Takenos requires identity verification (KYC) to open an account, as a partner-bank model.
What does Takenos cost?
From the verified fields: yield Up to 3%. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Takenos before relying on them.
Head-to-head
Takenos vs Meru · Takenos vs Airtm · Takenos vs Deel
Peers
Revolut · Cash App · Mercado Pago · Mogo · Venmo · Robinhood
Takenos appears in
Neobanks running on someone else’s banking license (82) · Neobanks that require identity verification (334) · Neobanks available in North America (127) · Neobanks available in Europe (145) · Neobanks available in Latin America (114) · Neobanks for freelancers and creators (15) · Neobanks that issue a Visa card (184) · Neobanks that issue a Mastercard (150) · Neobanks in Argentina (10)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.