Neobanks authorised as crypto-asset service providers under MiCA
MiCA gave the EU a single rulebook for crypto services. A CASP authorisation passports across the bloc, which is why it has become the license of choice for crypto neobanks serving Europe.
All 9 MiCA CASP neobanks
| neobank | type | hq | custody | license / structure | reported users |
|---|---|---|---|---|---|
| Bitpanda | hybrid | Vienna, AT | Custodial | MiCA (AT); BaFin licenses | — |
| Coinbase Card | hybrid | San Francisco, US | Custodial | US state licenses, MiCA; Public (COIN) | — |
| Crypto.com | hybrid | Singapore, SG | Custodial | MiCA CASP, MAS MPI, US MSBs | — |
| Krak | hybrid | San Francisco, US | Custodial | US state licenses; MiCA (EU) | — |
| KuCard | hybrid | — | Custodial | Card issued by Wallester AS (Estonian payment institution); KuCoin EU holds Austrian MiCA CASP license | — |
| Morse | web3-native | London, UK | Self-custodial | MiCA-licensed (Avian Labs Netherlands B.V.) | — |
| Nexo | hybrid | Zug, CH | Custodial | EU VASP registrations; MiCA CASP application pending; EEA served via MiCA-licensed Tangany + DLT Finance | — |
| OKX Card | hybrid | — | Custodial | VARA, MiCA (Malta) | — |
| Vivid Money | traditional | Berlin, DE | Custodial | E-money institution (Vivid Money S.A., CSSF Luxembourg + DNB branch); AFM investment firm; MiCAR CASP (2025) | — |
Common questions
Neobanks authorised as crypto-asset service providers under MiCA: how many are there?
9 of the 381 neobanks tracked here are MiCA CASP neobanks. Every entry is verified active and listed on this page with its custody model, license detail and the regions it serves.
Which MiCA CASP neobanks are the largest?
Not answerable from public data: only 0 of these 9 disclose a user figure at all. The list below is therefore not a ranking, and anyone presenting one for this category is guessing.
What does this category actually mean?
MiCA gave the EU a single rulebook for crypto services. A CASP authorisation passports across the bloc, which is why it has become the license of choice for crypto neobanks serving Europe.
Related
Neobanks running on someone else’s banking license (82) · Neobanks that hold their own banking license (132) · Neobanks operating under crypto and money-transmitter licenses (25) · Neobanks authorised as e-money institutions (48) · Neobanks authorised as payment institutions (13) · Neobanks that never hold your money (52)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.