Neobanks in France
These 11 are headquartered in France — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 12 products in France so far, out of 368 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
The 11 based in France
| neobank | type | hq | custody | licence / structure | reported users |
|---|---|---|---|---|---|
| BoursoBank | traditional | Paris, FR | Custodial | Bank (Société Générale) | — |
| Deblock | web3-native | Paris, FR | Mixed (fiat custodial + self-custody crypto) | PSAN + payment institution (ACPR) | — |
| Fortuneo | traditional | Brest, FR | Custodial | Crédit Mutuel Arkéa banking licence (ACPR, France); brand of the group's online bank | — |
| Hello bank! | traditional | Paris, FR | Custodial | Operates under BNP Paribas' French banking licence (direct-bank brand) | — |
| Indy | traditional | Lyon, FR | Custodial | Accounts via Swan, ACPR-licensed e-money institution (France); French IBAN | — |
| Moneco | traditional | Paris, FR | Custodial | Accounts and cards via regulated EMI partners (Europe/US); Moneco Canada registered with FINTRAC | — |
| Nickel | traditional | Paris, FR | Custodial | Payment institution (Financière des Paiements Électroniques, ACPR no. 16598); BNP Paribas subsidiary | — |
| Pixpay | traditional | Paris, FR | Custodial | E-money distributor — agent of Treezor (ACPR-licensed EMI, Société Générale group); acquired by GoHenry/Acorns | — |
| Qonto | traditional | Paris, FR | Custodial | Payment institution (ACPR); pursuing credit licence | — |
| Shine | traditional | Paris, FR | Custodial | Payment institution (ACPR n°71758, France); funds safeguarded at Société Générale | — |
| Sumeria (Lydia) | traditional | Paris, FR | Custodial | E-money institution (Lydia Solutions, ACPR France, CIB 17598); credit-institution licence applied for | — |
Also verified as available in France
6 more products are verified as available to customers in France without being based there. This list is as complete as the availability field, which is to say partial.
| neobank | type | hq | custody | licence / structure | reported users |
|---|---|---|---|---|---|
| N26 | traditional | Berlin, DE | Custodial | German banking licence | — |
| bunq | traditional | Amsterdam, NL | Custodial | Dutch banking licence | — |
| Vivid Money | traditional | Berlin, DE | Custodial | E-money institution (Vivid Money S.A., CSSF Luxembourg + DNB branch); AFM investment firm; MiCAR CASP (2025) | — |
| Trade Republic | traditional | Berlin, DE | Custodial | German full banking licence (2023) | — |
| Revolut | hybrid | London, UK | Custodial | UK banking licence (2024); EU licence (Lithuania) | 50M customers (2025) |
| Bitpanda | hybrid | Vienna, AT | Custodial | MiCA (AT); BaFin licences | — |
Common questions
Neobanks in France: how many are there?
11 of the 368 neobanks tracked here are headquartered in France. Every entry is verified active and listed on this page with its custody model, licence detail and the regions it serves.
Which neobanks in France are the largest?
Not answerable from public data: only 0 of these 11 disclose a user figure at all. The list below is therefore not a ranking, and anyone presenting one for this category is guessing.
How is this list of neobanks in France built?
These 11 are headquartered in France — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 12 products in France so far, out of 368 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Related
Neobanks in United States (63) · Neobanks in United Kingdom (29) · Neobanks in Germany (8) · Neobanks in Brazil (10) · Neobanks in Argentina (9) · Neobanks in Mexico (11) · Neobanks in Colombia (7) · Neobanks in India (12)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.