Deblock
A French-licensed current account where the crypto side stays in your own non-custodial wallet — the clearest mixed-custody design in Europe.
French-licensed account + non-custodial wallet.
- Who holds it
- You do. Funds sit on-chain in a wallet the company cannot freeze (Mixed (fiat custodial + self-custody crypto)).
- The ledger
- The blockchain — no company keeps the authoritative record.
- If it fails
- Nothing on the company side to fail; but lose your keys and the money is gone for good.
Derived from Deblock’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | web3-native |
| HQ | Paris, FR |
| Founded | 2022 |
| Custody | Mixed (fiat custodial + self-custody crypto) |
| Regulation type | Payment institution |
| License detail | PSAN + payment institution (ACPR) |
| Card | Visa · Virtual + physical |
| Cashback | Tiers |
| Yield | ~4% EUR (tiers) |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | Europe |
| Countries | France, European Union |
| Founders | Jean Meyer + ex-Ledger/Revolut team |
| Funding | ~€16M raised |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @DeblockApp ↗
Common questions about Deblock
What is Deblock?
Deblock is a self-custodial, on-chain-first neobank, headquartered in Paris, FR and founded in 2022. You hold the keys: Deblock never takes custody of your funds. It is regulated as a payment institution (PSAN + payment institution (ACPR)).
Does Deblock have a card, and where can you use it?
It issues a Visa virtual and physical card. It is available in 2 countries, across Europe.
Does Deblock require KYC?
Yes. Deblock requires identity verification (KYC) to open an account, as a payment institution.
What does Deblock cost?
From the verified fields: cashback Tiers; yield ~4% EUR (tiers). Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Deblock before relying on them.
Early investors
Peers
Phantom · Zengo · MetaMask · Solflare · Rainbow · Xverse
Deblock appears in
Neobanks authorised as payment institutions (13) · Neobanks available in Europe (144) · Neobanks that issue a Visa card (182) · Neobanks in France (11)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.