Rocker
Swedish challenger; pay + save + loans.
- Who holds it
- The company itself — it holds a full banking licence — Operates under Bankaktiebolaget Nordiska's Swedish banking license (Finansinspektionen); own PI license returned Sep 2025.
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from Rocker’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| HQ | Stockholm, SE |
| Founded | 2017 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Operates under Bankaktiebolaget Nordiska's Swedish banking license (Finansinspektionen); own PI license returned Sep 2025 |
| Card | MC · Debit |
| Yield | Savings |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
Verified links: official site ↗
Common questions about Rocker
What is Rocker?
Rocker is a fiat neobank, headquartered in Stockholm, SE and founded in 2017. Your money is held custodially, so Rocker or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Operates under Bankaktiebolaget Nordiska's Swedish banking license (Finansinspektionen); own PI license returned Sep 2025).
Does Rocker have a card, and where can you use it?
It issues a Mastercard debit card. It is available in Europe.
Does Rocker require KYC?
Yes. Rocker requires identity verification (KYC) to open an account, as a licensed bank.
What does Rocker cost?
From the verified fields: yield Savings. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Rocker before relying on them.
Peers
Monzo · Wise · Starling Bank · Atom Bank · Zopa Bank · Chase UK
Rocker appears in
Neobanks that hold their own banking license (132) · Neobanks available in Europe (144) · Neobanks that issue a Mastercard (150)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.