imagin
CaixaBank's youth-first money app.
- Who holds it
- The company itself — it holds a full banking licence — Operates under CaixaBank's Spanish banking license (ECB/Bank of Spain supervised).
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from imagin’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional · gen z & students |
| HQ | Barcelona, ES |
| Founded | 2020 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Operates under CaixaBank's Spanish banking license (ECB/Bank of Spain supervised) |
| Card | Visa · Debit |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
Verified links: official site ↗
Common questions about imagin
What is imagin?
imagin is a fiat neobank built for gen z & students, headquartered in Barcelona, ES and founded in 2020. Your money is held custodially, so imagin or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Operates under CaixaBank's Spanish banking license (ECB/Bank of Spain supervised)).
Does imagin have a card, and where can you use it?
It issues a Visa debit card. It is available in Europe.
Does imagin require KYC?
Yes. imagin requires identity verification (KYC) to open an account, as a licensed bank.
Peers
Monzo · Wise · Starling Bank · Atom Bank · Zopa Bank · Chase UK
imagin appears in
Neobanks that hold their own banking license (132) · Neobanks available in Europe (144) · Neobanks for gen z and students (8) · Neobanks that issue a Visa card (182)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.