BoursoBank
France's largest online bank; 7M+ (SocGen).
- Who holds it
- The company itself — it holds a full banking licence — Bank (Société Générale).
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from BoursoBank’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| HQ | Paris, FR |
| Founded | 1995 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Bank (Société Générale) |
| Card | Visa · Debit + credit |
| Yield | Competitive savers |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
| Countries | France |
Verified links: official site ↗ · @BoursoBank ↗
Common questions about BoursoBank
What is BoursoBank?
BoursoBank is a fiat neobank, headquartered in Paris, FR and founded in 1995. Your money is held custodially, so BoursoBank or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Bank (Société Générale)).
Does BoursoBank have a card, and where can you use it?
It issues a Visa debit and credit card. It is available in Europe.
Does BoursoBank require KYC?
Yes. BoursoBank requires identity verification (KYC) to open an account, as a licensed bank.
What does BoursoBank cost?
From the verified fields: yield Competitive savers. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with BoursoBank before relying on them.
Peers
Monzo · Wise · Starling Bank · Atom Bank · Zopa Bank · Chase UK
BoursoBank appears in
Neobanks that hold their own banking license (132) · Neobanks available in Europe (144) · Neobanks that issue a Visa card (182) · Neobanks in France (11)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.