Hello bank!
BNP Paribas' digital bank.
- Who holds it
- The company itself — it holds a full banking licence — Operates under BNP Paribas' French banking license (direct-bank brand).
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from Hello bank!’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| HQ | Paris, FR |
| Founded | 2013 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Operates under BNP Paribas' French banking license (direct-bank brand) |
| Card | Visa · Debit |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
Verified links: official site ↗
Common questions about Hello bank!
What is Hello bank!?
Hello bank! is a fiat neobank, headquartered in Paris, FR and founded in 2013. Your money is held custodially, so Hello bank! or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Operates under BNP Paribas' French banking license (direct-bank brand)).
Does Hello bank! have a card, and where can you use it?
It issues a Visa debit card. It is available in Europe.
Does Hello bank! require KYC?
Yes. Hello bank! requires identity verification (KYC) to open an account, as a licensed bank.
Peers
Monzo · Wise · Starling Bank · Atom Bank · Zopa Bank · Chase UK
Hello bank! appears in
Neobanks that hold their own banking license (132) · Neobanks available in Europe (144) · Neobanks that issue a Visa card (182) · Neobanks in France (11)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.