Xapo Bank vs Revolut
Xapo Bank: Licensed private bank for BTC wealth.
Revolut: 50M+ users; crypto trading; stablecoin in FCA sandbox 2026.
Side by side
| Xapo Bank | Revolut | |
|---|---|---|
| Category | hybrid | hybrid |
| Audience | general | general |
| HQ | Gibraltar | London, UK |
| Founded | 2013 | 2015 |
| Custody | Custodial | Custodial |
| Regulation | Licensed bank | Licensed bank |
| Licence detail | Gibraltar banking licence | UK banking licence (2024); EU licence (Lithuania) |
| Card | MC · Debit | Visa/MC · Debit + credit |
| Cashback | 1% in BTC | Perks by tier |
| Yield | Interest on BTC + USD | Savings vaults |
| Stablecoins | Yes | Yes |
| KYC | Yes | Yes |
| Regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania | Europe, North America, Oceania, Asia, Latin America |
| Reported users | — | 50M customers (2025) |
go deeperFull profiles: Xapo Bank · Revolut — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.