Revolut vs Monzo
Revolut: 50M+ users; crypto trading; stablecoin in FCA sandbox 2026.
Monzo: 12M+ customers; UK licence; US expansion.
Side by side
| Revolut | Monzo | |
|---|---|---|
| Category | hybrid | traditional |
| Audience | general | general |
| HQ | London, UK | London, UK |
| Founded | 2015 | 2015 |
| Custody | Custodial | Custodial |
| Regulation | Licensed bank | Licensed bank |
| Licence detail | UK banking licence (2024); EU licence (Lithuania) | UK banking licence |
| Card | Visa/MC · Debit + credit | MC · Debit |
| Cashback | Perks by tier | — |
| Yield | Savings vaults | ~4% savings pots |
| Stablecoins | Yes | No |
| KYC | Yes | Yes |
| Regions | Europe, North America, Oceania, Asia, Latin America | Europe |
| Reported users | 50M customers (2025) | 12M customers (2025) |
go deeperFull profiles: Revolut · Monzo — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.